With the new Billie cards businesses can pay anywhere

Launching October 2026

The Power of Billie.

Now for any Purchase.

With our new cards, you can use Billie for all your business purchases and payments—now globally accepted with Mastercard. No commitments, no interest, and no minimum spend.

Join the waitlist

Credit cards for any use case

High limits, 45 days payment terms

Auto-sync with DATEV & Co.

New format, more functionality

Unlimited cards. Zero cost. Full flexibility.

Billie Cards bring you the flexibility you already know—and more. Enjoy high limits and up to 45 days payment terms for all of your business spending, from day one. Anywhere Mastercard is accepted: worldwide, online, and in stores.

Gain full flexibility anywhere with Billie

Pay for all your business expenses with up to 45 days to settle. No monthly fee, no interest. Available with Apple Pay and Google Pay. Accepted worldwide with Mastercard.

Issue custom cards for every purpose

Monitor and manage expenses easily

More than a credit card

All benefits at a glance.

No monthly fee, no commitments

Transparent and with no hidden costs. The new cards come without a monthly fee, minimum spend, or contract commitment.

Up to 45 days payment terms

30 days billing cycle, plus 15 days additional payment terms. This gives your company the freedom and flexibility it deserves.

High limits, immediately available

A true credit card, but no lengthy approval process. Virtually available immediately after activation, physically in just a few days.

Custom cards in just a few clicks

Create physical, virtual, or one-time cards for any purpose. You can set custom limits and rules for each card individually.

Accounting on autopilot

A direct line to DATEV, Lexware, and more. Every receipt is matched automatically and every transaction booked in real time.

Expert for B2B payments

Over 1,2M business buyers use Billie across 8,500+ merchants. With the cards, you can use Billie globally, anywhere Mastercard is accepted.

Billie App

One app, for all your B2B payments.

Manage all your business spending in just one app. Issue cards for your team, adjust limits and rules in real time, and keep every expense in one place. Available on mobile and desktop.

Sign up for Billie Cards

Billie Cards let you pay and use Billie worldwide, anywhere Mastercard is accepted, while keeping full control over your spending. Join the waitlist now with no obligation and be among the first to get access to our free business credit cards.

Mastercard World Elite Corporate Credit Card, free of charge

Up to 45 days payment terms for any purchase

High limits, tailored for business spending

Physical and virtual cards in just a few clicks

Direct connection to DATEV, Lexware, and other tools

Automated settlement at due date

Buyers & Merchants trust Billie

Flexible and Fast Payment Solution

Very good experience with Billie. The payment process is simple, fast and flexible. It really helps businesses manage cash flow when ordering from suppliers. Everything worked smoothly and the approval was quick. I can definitely recommend it to other companies looking for flexible payment terms.

Carmen’s Luxury Candles

5.0 on Trustpilot

Excellent service, Highly recommend!

Excellent service, easy to use and transparent. We have recently come across Billie and found this a great concept! Easy to use, quick and reliable service. Being able to control how we pay for this is also such a bonus. Well done Billie! Such a great product and service!

Leigh

5.0 on Trustpilot

Wonderful!

Wonderful!! Really helps me manage my cash flow !

Samantha Mumford

5.0 on Trustpilot

Great service with flexible payment…

Great service with flexible payment options. It was very easy to apply. Highly satisfied.

Joachim

5.0 on Trustpilot

Easy and seamless

Easy and seamless. Good for building my brand and get some sales before invoice needs to be paid! 💥

Christopher Joseph Lundin

5.0 on Trustpilot

This service has helped me with financing my business purchases

This service has helped me finance the purchase of goods for my business. It's very helpful to be able to pay within 60 days without any interest—no complaints. Just make sure you don’t make transactions you know you can’t afford to pay in the future. Billie does limit the amount of money you can spend automatically, so it shouldn’t be too difficult.

Joe

5.0 on Trustpilot

FAQs

Frequently asked questions about the Billie Cards

How much do Billie cards cost?

There are no monthly fees or interest charges. Your cards are always paid in full by direct debit by the due date. A 1% fee applies to foreign currency transactions.

Can I issue cards for multiple employees?

Can I manually settle or prefund my Billie cards?

How secure are Billie cards?

What happens after I sign up for the waiting list?

What requirements must my business meet?

Cards are issued by Pliant Oy, identified by business ID 3266913-9 (FIN). Pliant OY is recognized as an Authorized E-money payment institution and duly authorised and regulated by the Financial Supervisory Authority of Finland.