Flexible Payment Solutions for Office Furniture & Supplies
Renovate Your Business Payments and Increase Sales
Take advantage of digital sales channels and flexible payment terms in-line with your production and shipment cycles. Enable a range of business customers to pay by invoice with our omnichannel credit assessments available in-person, online, and by phone. Offer high credit limits and Buy Now, Pay Later—while you get paid upon shipment of goods.


More than 10 million product variants for individual office spaces
More than 1.5 million satisfied customers in 30 countries
Germany's largest supplier for second-hand corporate furniture
100 years of experience and over 80,000 satisfied customers worldwide
The online store for office equipment at büromöbel-versand.de
More than 200,000 satisfied customers on ExpressZuschnitt.de and Kreidetafel.de
Your Challenges
Seasonal Cash Flow Restraints and Available Payment Terms

Furniture demand fluctuates throughout the year. Offering flexible repayment terms that align with your and your business customers’ cash flow cycles is a big challenge. Long delivery times and large basket sizes mean providing flexible and digital payment methods across all channels without a specialized provider can pose difficulties with:
Problems and high manual effort identifying a diverse customers base and guest orders
Financing long payment terms without payment burdens cash flow and high default payment and fraud risk
Limited to no option for offering payment by invoice for in-person or tele-orders
Our Solutions
Supply Industry-leading Acceptance Rates and High Credit Limits
Enable the majority of your business customers with our high acceptance rates. Our tailored credit assessment can score a range of business types from large stores to independent traders. Optimize cash flow by getting paid upon shipment of goods. Offer high credit limits and flexible payment terms of up to 120 days with our omni-channel solution. With Billie, you also get:
Real-time and automated customer verification done in seconds — even for new buyers and guest orders
Payment terms up to 120 days for your customers while you get paid upon shipment and full fraud and default coverage
Available across all sales channels, including online stores, telesales, or in-person, whether it's in-store or at trade fairs
More Benefits for B2B Merchants
Various Payment Options
Let your customers choose their preferred payment option and pay by bank transfer or SEPA direct debit.
Flexible Payment Terms
Choose payment terms for your customers from 14 to 120 days - according to the needs of your company.
Enhanced Post-Purchase Experience
Improve your customers' purchase experience with transparency and control over their orders with our Billie Buyer Portal.
Better Accessibility for Buyers
Our scoring engine is best in class. It can identify a broad range of legal entities from sole traders to public institutions.
Full Dunning & Collections Service
We support your post-purchase operations offering a professional and solution-oriented dunning system.
Automatic Payment Allocation
We will automatically allocate payments and handle any overpayment compensation as needed.
Transform Your Business Payments
Book a demo with our sales team and discover how business payments can support your growth.